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GuidesBlogAboutContact Start the checkHome / Services near you / Small business accountants Cardiff
Small business accountants in Cardiff who reply the same working day
Small business accountants Cardiff owners can reach are rarer than they should be. We reply the same working day, and your fee is agreed in writing before any work starts.
Most owners who ring us already have an accountant. The complaint is the same: an email sent on Monday answered the following week, and a line on the invoice for the phone call. Tax investigation cover is included free for every client we act for.
In one lineSupreme Consultants is an AAT licensed accountancy practice at Titan House in Cardiff Bay that handles bookkeeping, VAT, payroll, year-end accounts and tax for small businesses across South Wales. Fees are fixed and agreed in writing before work starts, and tax investigation cover is included free for every client.
Check we’re the right fit
A few questions about your business. Mudassir replies the same working day.
Thank you Mud, your help and support with my VAT return is greatly appreciated. Always a prompt response and my difficult VAT return was quickly submitted and resolved. Would definitely recommend.
Is your small business in good hands? Three questions.
Answer with the buttons, there is no email to give.
Question 1 of 3
Does your accountant reply the same working day?
Do you know your fee will not change this year?
If HMRC wrote tomorrow, would they deal with it at no extra cost?
Three noes means you are carrying things you are paying someone else to carry. Start the check and we will tell you what we would pick up first.
Start the checkYou are in a reasonable position and parts of it work. The one you answered no to is worth a ten minute conversation before your next filing date.
Start the checkYou are well served and there is no reason to move. Read the guides if you want a second view on how you pay yourself.
Read the guidesWhat you get
Tax investigation cover included free
If HMRC opens an enquiry into your business, we deal with it and the cover costs you nothing. Every HMRC investigation we have handled, we have won.
A fee you know before we start
We agree it in writing after the first chat. Calls, meetings and emails are never added to it.
Every deadline mapped for the year
VAT, payroll, accounts, corporation tax and your self assessment all go in the diary ahead of time. You are not the one chasing us.
What Cardiff owners tell us when they first call
Three things come up again and again in the first ten minutes.
“I sent my accountant the HMRC letter nine days ago and I still have not had a reply.”
The deadline on the letter ran down while he waited, and the penalty was avoidable.
“Every time I ring with a quick question there is a line for it on the next invoice.”
So he stopped ringing, and a VAT registration date went wrong for a year.
“I found out I had been overpaying for two years and nobody had ever mentioned it.”
The money was recoverable, but only because somebody finally looked at the whole picture.
What changes once we take it on
You get a named person who answers the same working day and a fee that does not move. We review your past returns and HMRC records in the first month and tell you what we find. After that the filings happen on time without you asking.
How this compares with your current arrangement
Plenty of Cardiff firms do solid compliance work. The difference is in access and billing.
A typical high street arrangement
Accounts filed correctly, once a year.
Replies in a few days when the team is busy.
Time charged for longer calls and meetings.
Investigation cover sold as a yearly add-on.
With Supreme Consultants
Accounts, VAT, payroll and tax in one place.
A reply the same working day, every working day.
Calls, meetings and emails never billed.
Investigation cover included free for every client.
Eight questions about how your books are run
Answer these honestly before your next filing date.
Do you know every filing date for the next twelve months?
If the dates live in your head, something eventually slips.
Was your fee agreed in writing before the work started?
An agreed fee means no invoice you have to query later.
Can you ring your accountant without it costing you?
Small questions asked early are where most of the money gets saved.
Are your bank feeds and receipts up to date this month?
Records more than a month behind make the VAT return a guess.
Do you know what your business made in the last quarter?
Management figures let you decide on a second site or a new hire.
Has anyone checked your payments on account this year?
They are often set higher than your actual liability needs.
Are you claiming every relief available to a Welsh business?
Some Cardiff reliefs only apply if somebody makes the application.
Would somebody handle an HMRC letter for you at no extra cost?
Our cover is included free, so the answer with us is yes.
What we do for your small business
Most Cardiff clients take the whole compliance package on one fixed monthly fee.
All Services near you- Bookkeeping and VAT
- Day to day records kept tidy and VAT returns filed on time, so the quarter is never a scramble.
- Payroll and auto-enrolment
- Your people are paid on the right day and pensions are handled, with HMRC submissions made for you.
- Accounts and corporation tax
- Year-end accounts and the corporation tax computation filed together, with the reliefs you are entitled to claimed.
- Director self assessment
- Your personal return prepared alongside the company, so the two agree and the bill holds no surprises.
- Advice when a decision comes up
- A second shop, a first employee, a van on the books. Ring us and talk it through before you commit.
What a first meeting with us can turn up
A Cardiff convenience store franchisee came to us still paying full business rates through Covid. Cardiff Council required an application for retail rates relief and nobody had told him.
Clients described by type. Names withheld.
- How it was found
- We spotted it in the first meeting while going through his costs line by line.
- What happened
- The relief was applied for and the money came back to the business.
Reviews from clients
Thank you Mud, your help and support with my VAT return is greatly appreciated. Always a prompt response and my difficult VAT return was quickly submitted and resolved. Would definitely recommend.
I just want to say a big thank you to Mudassir for all the advice, guidance and help he has provided whilst dealing with my accounts and tax returns. From start to finish the service has been excellent and professional. Unlike other accountancy firms they provide a friendly personalised service, I was very clear on the process and was even provided with additional guidance where needed. Highly recommended!
Friendly, nice 👌 , helpful and great all around
Difficult to describe as there are too many words that can be expressed for a wonderful accountant and their firm.
Definitely 🔝 and highly recommended in Wales 🏴 and throughout the UK for Accountancy and Tax Services
Shaz Khan
How switching to us works
Most of it happens on our side, and you say yes twice.
- Before you join
A free introductory chat
Tell us where things stand. If we cannot genuinely help, we will say so.
- Week one
Fee agreed and records requested
We do your ID checks, confirm your fixed fee in writing and write to your current accountant for the handover. You avoid that conversation.
- First month
A proper look at your history
We go through past accounts, returns and HMRC records. This is where missed reliefs, payments on account set too high and appealable penalties turn up.
- By ninety days
A plan for paying yourself
We talk through salary, dividends or a mix so you keep as much as possible and stay compliant, and we tidy the bookkeeping setup.
Who we are not right for
We do not take on CIS construction subcontractors.
We do not act for charities.
We cannot help a business that is already well into an HMRC investigation.
If none of those describe you, start the check and we will tell you what we would do first.
Small business accountants in Cardiff: questions people ask
How much do small business accountants in Cardiff charge?
We work on a fixed monthly fee agreed in writing before we start, and it covers the relationship as well as the work, so calls, meetings and emails are never billed. The figure depends on turnover, whether you are VAT registered, transaction volume, payroll headcount and how tidy your records are. We quote after the introductory chat.
How do I switch from my current accountant?
You tell us to go ahead and we do the rest. We send the professional clearance letter so your existing accountant hands your records over directly, and you never have to make that call yourself. We then get authorised as your agent with HMRC and Companies House, handle director ID verification where it is needed, and migrate you to Xero free if you want it.
What happens if HMRC writes to me or opens a check?
Send us the letter and we take it from there, including the correspondence and any meetings. Tax investigation cover is included free for every client we act for, so there is no separate policy to buy and no extra bill when a letter lands. Every HMRC investigation we have handled, we have won.
Do I have to change my accounting software?
No. We work with what you already use, whether that is a spreadsheet, a shoebox of receipts or an existing cloud package. If you would rather move to Xero we will migrate you free as part of joining, and we will set up the bank feeds and chart of accounts so the first VAT quarter runs cleanly.
Do you work with sole traders as well as limited companies?
Yes. We act for sole traders, partnerships, limited companies and community interest companies across Cardiff and South Wales, on the same fixed monthly basis. One thing to note: we do not take on one-off self assessment or capital gains returns, so this suits owners who want their accounts looked after through the year rather than a return typed up each January.
Where are your small business accountants in Cardiff based?
We are at T206 Titan House, Cardiff Bay Business Centre, Titan Road, Cardiff, CF24 5BS, open Monday to Friday, nine to five. You can meet us there, work with us entirely remotely, or mix the two. We also act for owners in Newport, Swansea, Caerphilly, Port Talbot, Barry and Bristol.
Three ways to take the next step
Run the check
It takes two minutes, and we come back the same working day with what we would do first.
Start the checkGot a question first?
Ask Mudassir directly, calls and emails are free whether you join us or not.
Ask Mudassir a questionStill deciding
The guides cover filing dates, paying yourself and what HMRC actually looks at.
Read the guides